On this week’s installment of Flash Talks Cash, JoAnn “Flash” Fleming and Andrew Newman are talking about the accessibility of government loans. Is there really a way to get free money from the government to start a small business? Hear about the various types of grants that can be accessed through different channels. Grants are available for housing, women entrepreneurs, and education; how can you apply for one? If you do not qualify for a governmental grant, hear about how you can get money for your upstart through alternative lending and gift options. Other topics on today’s episode include high interest rates, investing in the stock market, and credit risk. Today’s program was brought to you by S. Wallace Edwards & Sons.